Pricing
Plain pricing. Like your books.
Start free. Upgrade when the business asks for it. No contracts, no setup fees, cancel anytime.
Free
For getting the books started
free forever
- 20 invoices & estimates a month
- Expense tracking
- CSV bank import
- Basic reports
- Free accountant access
Starter
For businesses that invoice every week
billed annually
- Unlimited invoices & estimates
- Bills & purchases
- Bank feeds & reconciliation
- Sales tax
- Full financial statements
- Free accountant access
Growth
Most popularFor businesses with stock, teams, or currencies
billed annually
- Everything in Starter
- Inventory & cost of goods
- Purchase orders
- Multi-currency
- Up to 5 team members
- Priority support
Scale
For established teams that live in the books
billed annually
- Everything in Growth
- Unlimited team members
- Roles & permissions
- API access
- Dedicated onboarding
- Priority support
Accountants & bookkeepers
The accountant portal is free — manage every client from one place, with books that arrive clean and reports that tie out.
Which plan fits?
Start from how you work
Four honest answers to “which one am I?” — and you can change your mind any time.
Free or Starter
Just me, invoicing now and then
Freelancing or just getting started? Free covers 20 invoices and estimates a month with expense tracking and your accountant included. Outgrow the cap and Starter picks up where it stops.
See the Free planStarter
Invoicing every week
When sending invoices is part of the weekly routine, you want no cap, bank feeds doing the typing, and full financial statements. That’s exactly what Starter adds — for $29 a month.
See StarterGrowth
Stock, currencies, or a team
The moment you carry inventory, bill in more than one currency, or bring on help, Growth is the fit: real cost of goods, purchase orders, multi-currency, and up to 5 people.
See GrowthScale
Established team that lives in the books
Several people in the books daily, each needing different access, plus systems that talk to yours. Scale adds unlimited members, roles and permissions, and API access.
See ScaleCompare plans
What’s in each plan
| Feature | Free | Starter | Growth | Scale |
|---|---|---|---|---|
| Invoices & estimates | 20 / month | Unlimited | Unlimited | Unlimited |
| Expense tracking | Included | Included | Included | Included |
| Bills & purchases | Not included | Included | Included | Included |
| Bank feeds & reconciliation | CSV bank import | Included | Included | Included |
| Financial statements | Basic | Full | Full | Full |
| Sales tax | Not included | Included | Included | Included |
| Inventory & cost of goods | Not included | Not included | Included | Included |
| Purchase orders | Not included | Not included | Included | Included |
| Multi-currency | Not included | Not included | Included | Included |
| Team members | 1 | 1 | Up to 5 | Unlimited |
| Roles & permissions | Not included | Not included | Not included | Included |
| API access | Not included | Not included | Not included | Included |
| Accountant access | Free | Free | Free | Free |
| CSV & QBO migration import | Free | Free | Free | Free |
| Priority support | Not included | Not included | Included | Included |
| Dedicated onboarding | Not included | Not included | Not included | Included |
What it actually costs
The whole bill, not just the sticker
A subscription price only tells you part of what accounting software costs. The rest usually arrives later — seats, connections, processing fees, the price of moving in and the price of leaving. So here is every line of ours, in the open, before you sign up rather than after.
The subscription
Free is $0 for 20 invoices and estimates a month. Starter is $29 a month, Growth $59, Scale $99 — or $23, $47, and $79 billed annually. Annual billing simply locks the lower rate; monthly and annual buy exactly the same product.
People and seats
Every plan includes its people — you never buy seats one at a time. And your accountant or bookkeeper is free on every plan, Free included, never counting against a limit.
Bank connections
Bank feeds run on Plaid, read-only, and are included in the plan price from Starter up — nothing extra per bank or per account. On the Free plan you bring bank activity in by CSV import instead.
Getting paid online
Optional. Switch on online invoice payments and customers pay through Stripe at Stripe’s standard processing rates — Bokeping adds no markup. The processing fee posts to your books as its own expense line rather than being silently netted out.
Moving in
CSV and QBO import are free on every plan, Free included. Bringing customers, vendors, invoices, bills, and bank history across costs nothing.
Leaving
Export your data any time, and after you cancel the books stay readable for twelve months. No exit fee, nothing to buy back.
Two familiar lines are missing above, because they aren’t things Bokeping does: we don’t sell payroll and we don’t file your taxes. That’s a scope decision — and it means there’s no per-employee charge and no filing fee anywhere in this list.
Worked example
A real monthly bill
A small business on Starter invoices $8,000 in a month and takes half of it by card — $4,000 arriving as eight online payments. Their accountant is in the books, their bank feed is connected, and they imported last year’s history when they moved in. That month costs:
- Starter subscriptionThe monthly rate — $23.00 if billed annually
- $29.00
- Stripe processing on $4,000 of card paymentsStripe’s standard rate: 2.9% of $4,000 = $116.00, plus $0.30 × 8 payments = $2.40
- $118.40
- Accountant seatFree on every plan, and never counts against a limit
- $0.00
- Bank feedsPlaid, read-only — included from Starter up
- $0.00
- CSV & QBO importFree on every plan
- $0.00
- Total for the month
- $147.40
$147.40 — of which $118.40 goes to Stripe, not to us. Bokeping’s share is the $29.00 on the top line, and it’s the same $29.00 whether that month brings eight invoices or eighty.
Stripe publishes its own processing rates and changes them from time to time — check Stripe for the current number.
FAQs
Fair questions
Yes. The Free plan is free for as long as you like — no card required. Upgrade when you need bank feeds, unlimited invoicing, or inventory, and your books come with you unchanged.
You can bring your history with you. CSV and QBO import are built in, so customers, vendors, invoices, and bank activity land in Bokeping in minutes — not weeks.
No. Accountant access is free on every plan, including Free. Invite your accountant or bookkeeper and they see clean, current books without touching your subscription.
Yes. Upgrade, downgrade, or cancel whenever you like. Annual billing simply locks in the lower rate for the year.
Bank connections are read-only, and your data is encrypted in transit and at rest. Every number in your books traces to a balanced ledger entry with a full audit trail. Your data is yours, full stop.
Anyone who signs in to work on the books — sending invoices, sorting the bank feed, running reports. Your accountant never counts against the limit.
Nothing breaks. Your books, customers, and history stay exactly as they are — you just can’t send the 21st invoice or estimate until the month rolls over or you upgrade. Starter removes the cap entirely, and everything you’ve already entered carries straight over.
No. Each plan includes its people: Free and Starter are built for one person, Growth includes up to 5 team members, and Scale is unlimited. You never buy seats one at a time, and your accountant is always free on top.
The portal itself is the discount — it’s free, for any number of clients. Each client subscribes to the plan their own business needs, and plenty run on Free or Starter. If you’re moving dozens of sets of books at once, contact us and we’ll help with the migration.
No. The plan caps are the caps — more customers, more transactions, more history, and the price stays the price. The Free plan’s 20 invoices and estimates a month is a cap, not a meter: you’re never billed for going past it, you simply wait for the month to roll over or move up to Starter.
No. The accountant seat is free on every plan, including Free, and it never counts against a seat limit. Inviting your accountant or bookkeeper doesn’t change your bill by a cent.
You can export your data any time, and canceling keeps your books readable for twelve months — sign in, look things up, export again, just don’t post anything new. There’s no exit fee and nothing to buy back. The books are yours; we only keep them for you.
Ready to know your money?
We’re ready when you are. Free to start, up and running in minutes.