Quote fast. Get paid. Know your cash.

Yes, and there are two ways to book it. Convert the accepted estimate to an invoice and bill the deposit — 30% of $8,900 is $2,670 — with the balance invoiced at completion; income lands as each invoice posts. Or take the money first and record it as a payment on the customer’s account, where it sits as their credit until you apply it to an invoice for work you’ve actually done. The second is the right treatment when cash arrives ahead of the work: an unearned deposit is money you owe work against, not revenue, and it shouldn’t be inflating a month you haven’t worked yet.

It doesn’t — no retainage receivable, no automatic 10% withheld per draw, and we’re not going to dress a workaround up as a feature. What trades do here today: bill each progress invoice net of the holdback, with a “less 10% retainage” line right on the invoice, then raise one final invoice for the accumulated retainage at close-out. That keeps your AR aging honest, because retainage you haven’t billed never sits there pretending to be 90 days late. The running total per contract stays with you. If you carry retainage on most of your jobs, that’s a real reason to look at construction-specific software, and we’d rather you heard it from us.

Yes. Split the contract the way you actually get paid — 30% deposit, 40% at rough-in, 30% at completion on an $8,900 job is $2,670, $3,560 and $2,670 — each its own invoice with its own due date and reminders. The customer’s balance and your cash view move with every payment, so “where does this job stand” has a number instead of an argument.

No, and not soon. You get estimates priced line by line from saved items, purchase orders per supplier, vendor credits, and spending by category every month — but there’s no per-job profit report, and no way to tag a bill, a materials run or a payroll cost to a job number. Trades who need true job costing run it alongside their books. We would rather say “we don’t” than hand you a job margin you can’t stand behind on a change order.

No. We don’t sell payroll and we don’t track hours per employee — that’s a compliance product with tax filings attached, and it isn’t ours. Run it through Gusto, ADP, or your bank’s service. Then the payroll withdrawal arrives in your bank feed and you categorize wages, employer taxes and fees where they belong, so the P&L is complete and the cash view knows Friday is coming.

Record a vendor credit the same day, while you still know which delivery it was and which boxes were missing. It stays visible against that supplier until it comes off their next bill, so you pay the difference instead of paying in full and hoping the counter guy remembers. If the short delivery was stock you track, the quantity adjusts with it.